If you were listening to the State of the Union message from President Obama recently, your ears might have perked up at the mention of Louisville in his remarks. He referenced our city in connection with partnerships underway between local businesses and the University of Louisville and community colleges. Both U of L and community colleges offer the programs

UPS partners with Metropolitan College, itself a partnership between the UofL and Jefferson Community and Technical College, to offer free tuition and full time tuition for part time for UPS workers.  For the UPS program, students are not trained for particular jobs, but are prepared for the workplace with courses in financial literacy and job interviewing. The program has been a success for everyone. In figures from 2009, UPS saw their nearly 100% turnover of new hires drop to 20 from a year prior and realized a 600% rate of return on their investment. Fifty percent of the students who enrolled in Metropolitan College completed the program, which is good for Louisville, as a more educated workforce is prepared for the jobs of the future. There are similar program in place with Human Corp. and Signature Health Care.

An educated workforce is key to Louisville development, as many of today’s jobs require post-secondary education. In 2010, the Greater Louisville Education Commitment reported that in Louisville, only 30% of area residents hold a bachelor’s degree, which puts it 9^th among competitive peer cities. The rates for African American citizens is less than half that, which puts our city last in this group. The completion rates for all group are lower too.

The private-public organization formed after this study, 55,000 Degrees, aims to increase the number of college degrees held by Louisville citizens to 40,000 bachelor’s degree and 15,000 associate’s degrees – a total of 55,000 degrees by 2010. Doing this requires changes in thinking about the value of going to college, better affordability for post-secondary education, and involvement of the business community.

55,000 Degrees received over $1million  in support from local foundations to get started, plus $800,000 from the  Lumina Foundation to address how businesses can help working adults finish degrees. The partnership between UPS and area colleges was born out of this desire to make Louisville more educated.

If you want to live in a progressive city where we value education and see the connection between education and good jobs, come to Louisville. My team and I at Younger Group Real Estate can list your home and show you affordable homes in Butchertown, St. Matthews, The Highlands, and other great Louisville neighborhoods that are close to work and school.  Give us a call. We know Louisville.

A couple weeks into 2012, it’s not too late to make a resolution you can keep – and one that will make a difference in your life and that of your community right here in Louisville.

Buy a home:  Recent stats have reported that last year, local Realtors® sold fewer home for less money. Younger Group Real Estate has been very busy though, which proves that a good agent who knows the area can get the job done for you.  If you want a new place to hang your hat, don’t let the stats impact your dream.

Recycle old electronics:  Kentucky doesn’t have a law that requires this yet, but recycling old computers, cell phones, TVs, game systems, and other gadgets will spare hazardous materials from creeping into landfills.  You can drop off similar items at Louisville Nature Center, 3745 Illinois Ave. or call %02-458-1328 for information.

Adopt a pet: If you want to add one or more four legged additions to your family, consider adding a rescue pet.  They may not have papers, but they have lots of love to give.  Whether you want a puppy or kitten, or a more mature animal, Metro Animal Services’ Animal House Adoption Center, the Animal Cares Society, or other shelters around town can help complete your family.

Enjoy your city:  Right now, Southern Living Magazine, is holding a vote to see which Southern city has the tastiest cuisine.  You can cast your vote for Louisville in this contest, but Metromix is also looking for the best bar, best restaurant, best brunch, best farm to table restaurant. and more “bests” in Louisville. If you only go to a limited number of old favorites, make 2012 the year where you try out the great assortment of food and drink available right here.

Find new ways to live your passion:  Make 2012 the year you let your creative side reign.  Right now, the Bernheim Arboretum and Research Forest in southeastern Bullitt County is looking for an artist in residence to live on-site and create nature-related art.  Even if that’s not for you, the Metro Arts Center and many private organizations offer classes in arts and crafts to enrich your life and become part of Louisville’s growing art community.

Buy Local: Throughout the city, local entrepreneurs offer great alternatives to the national chains.  For example, right in St. Matthew, you can “Shop the W’s,” the shops on the streets in St. Matthews that start with “W”: Willis, Wendover, Wiltshire, Wallace and Wilmington.  Shops there include Art Emporium, Fenwick Animal Clinic, Kayrouz Cafe , Namnam Cafe, Nanz & Kraft Florists, Nally’s Barber Shop, Simply Thai, Abeille, Natural Kneads, Loulee and Domain., and Mary Katherine’s & Me. The stores offer quality goods and services, easy parking, and a friendly atmosphere.

Here’s to a great 2012!  Mollie Younger of  Younger Group Real Estate  can help you keep  that first resolution if you are looking for home in Butchertown, St. Matthews, the Highlands, and more.  We know Louisville!

When you are looking for a place to call home, you want a place that is prosperous, fun, and friendly.  With all that is going on in Louisville, our city fills the bill as “fun”; we pride ourselves on being friendly, but are we prosperous?

Designed as “Possibility City,” Louisville was predicted by area businessmen in 1997 to be a bustling center of economic and population growth by 2010.  The economy took a nosedive, so the city lost 4% of its jobs between 2000-2009, which put it near the bottom 16 cities who compete for jobs, welders, and investment. Our current major Greg Fiecher is working to attack the causes that have it historically made it hard for Louisville to reach it full potential.  There are many signs of hope, often unveiled on step at a time.

Recently, Scott Dennison, formerly an owner of Papa John’s pizza and Penn Station franchises, looked at vacant property of Bardstown Road formerly occupied by John Riley Auto Center.  He envisioned opening an Uncle Maddio’s make-it-yourself pizza shop – the first of five he hopes to own in the area. Dennison sees the already-busy corner as full of possibility of future development.  To date, a mattress store has opened in the plaza which draws in customers from Germantown, the Highlands, western Louisville, and beyond.  Other potential tenants are lining up to rent remaining spaces in the former auto center.

While Dennison was an experienced business owner before opening Uncle Maddeo’s, there are opportunities in Louisville for both new and experienced business owners.

For example, the Louisville Small Business Clinic assists and consults with small business owners to improve their skills, become aware of federal and local programs that might help them, and get their finances in order.

Louisville’s Economic Development Department works with Metropolitan Business Development Corporation (METCO) to help business owners obtain loans of up to $100,000 to help with project costs, gap financing, exterior improvements, and through the new microloan program, even start up funds.

For businesses which want to improve energy efficiency or offer “green” jobs, Louisville can help companies qualify for one of the four loan programs funded by the U.S. Department of Energy and the Environmental Protection Agency.

With opportunities for business development, a low cost of living, and great housing prices, Louisville is great place to buy your starter home or your million-dollar dream home.  My team and I at Younger Group Real Estate can list your home and show you affordable homes in Butchertown, St. Matthews, The Highlands, and other great Louisville neighborhoods. Give us a call. We know Louisville.

                                                                                               January Events in Louisville  

On this New Year’s Day, you might be taking down the tree and getting the family ready to function on a normal schedule of work and school in their first weeks of 2012.  As you think of what 2012 might hold for you, either moving or doing a bit of remodeling on your Louisville home may be high on your list. New year, new dreams, new plans – sounds exciting!

When you think of remodeling, the possibilities are endless, limited mainly by your budget.  If you want to remodel to better use your space or add some features you home does not currently have, you need to turn off the HGTV and do some hard thinking about some realities that will help you decide how much money to put into it. This reflection will also make you think about whether you want to move or stay.

Do you like your basic house?  Think of the bit of wisdom about how you can’t make a silk purse out of a sow’s ear.  If you don’t like your home, think the yard is too small, or don’t like the neighborhood or the location, all the remodeling in the world will not make the place your dream home.  Moving is probably a good strategy for you, even if you cannot do it now.  When you remodel, do what you need to do to modernize the home, as you plan your exit strategy.

Is it big enough?  The trend is moving back to smaller houses, but if the footprint of your home is too small, adding more space is not always the answer.  If you have a tiny lot, you can only expand so much.  When you add space, you are increasing your investment in the house and may out price yourself in the neighborhood if you spend too much.  Also, when one homeowner makes their home much bigger than other homes on the block, neighbors and future buyers might not like the result.

How long do you plan to stay there? You may not have a crystal ball, but you have an idea of whether your company will transfer you in a couple years, you are planning to expand your family beyond the limits of your current home, or you bought the home as a starter home with the intention of moving in 3-5 years. These are signs that when you remodel, you should think in terms of what sells, not what you want in your dream home.  Things you might eventually hope to have – maybe a pool, a restaurant-quality kitchen, a state-of-the-art home theater room – might turn off buyers or at least not motivate them to pay more for them.

What do you need?  In your situation, there might be things you need now, regardless of the impact on a future sale.  Take, for example, a home office.  Remodeling surveys from Remodeling Magazine and other sources note that you will recoup less than half your outlay if you turn a bedroom into a home office.  If you work at home, you may need to have dedicated work space now.  The key is in leaving the room so it could be converted back to a bedroom, which may mean staying away from built-in shelving and dark paneling if know that you will be moving.  Make your home functional for you, just don’t overdo it with remodels that will affect resale value or the time required to sell.

If you are having trouble putting all this into perspective, give me a call. Mollie Younger of Younger Group Real Estate can help figure out whether to move or renovate and then help you buy or sell your Louisville home.  We know Louisville!

This is the season try to focus on peace, goodwill toward men, and loving your neighbor. Even if you don’t catch this spirit of love and joy from the religious meaning of the season, a hundred Hallmark movies will remind you of what is possible. As I and the other members of the Younger Group wish you a heartfelt Merry Christmas and Happy Hanukah, we are aware of how many in Louisville need a helping hand.

We know of the Toys for Tots and coat drives; we have seen the red Salvation Army buckets and maybe participated in the Angel Tree effort to help needy families. Sometimes it really hits home that the  “needy”  are right among us, often unrecognized. In a society where many are a paycheck or two away from being in desperate shape.

All this hit home the other day when I read a story in the Louisville Courier Journal about some kids at Crosby Middle School who learned this lesson first hand. After seeing a 60 Minutes story “Hard Times Generation,” about homeless children in America in science teacher Jason Quinn’s class, Breya Jones and her other 8^th grade classmates learned that there were 28 students at Crosby considered homeless by the District.

She was stunned “I’ve seen people downtown and I know about shelters. I didn’t think about how kids could be in that situation. I didn’t think about how it could be kids I see in the hallway.”

As student Shemar Maxwell added “I really felt kind of bad that this goes on. I think all kids should be equal and have the same lifestyle. It shouldn’t be so easy for some and so hard for others.”

The class started collecting clothes, hygiene items, and food  and then served as the organizers when the drive went school-wide. Two teachers, Quinn, and Elizabeth Gleeson, and the school’s Youth Service Center coordinator, Paula Wolf, worked with the students.

Throughout the process, the homeless students were not identified. Donated items piled up in Ms. Gleason’s classrooms, and students sorted them during homerooms periods.  They made posters and talked about the problem . Mostly importantly, they became aware of a widespread problem that will continue long after their drive; with their budding social conscience nurtured , they may grow up to more sensitive to the needs of others. As Shemar said,  “It’s not enough to stop now.”

Within Jefferson County Public Schools, there are between 8,000 and 10,000 students who are considered homeless. Donations beyond what Crosby’s 28 need will be donated to others in the District, but all these kids have ongoing needs.

This experience at Crosby Middle Schools echoes the word of Dare to Care, Louisville’s hungry center. As  they note in their report Hunger in Kentucky: 

Hunger in Kentucky is meant to tell the story of the 684,000 people living in poverty in the Commonwealth. They are not all living on the streets – they are waiting on us in restaurants, driving our child’s bus to school, living on fixed incomes in retirement. They are our neighbors, family, and friends and they need our help. The mission of the Kentucky Association of Food Banks (KAFB) is to maximize the effectiveness of Feeding America food banks serving Kentucky by providing food to feed hungry people.

Those of us able to do something about this continuing problem should take a step to do it. As we make New Year’s resolution, perhaps one should be to incorporate regularly reaching out to others in our plans.  That is what we try to do at the Younger Group and what I am trying ingrain in mn daughter, Memphis, who celebrates her first Christmas this year.

Merry Christmas to each and every one of you. We appreciate your business in 2011 and hope to serve you again in 2012

Mollie Younger of Younger Group Real Estate  can help you buy or sell your Louisville home. We know Louisville.

With 12 days to Christmas, you might be for one of the pre-cut trees that sprout in parking lots all over town. It is not too late, though, to maximize your holiday experience by visiting a local Christmas tree farm to select and cut your tree yourself.  A short trip within Jefferson, Bullitt, or Oldjam Counities or behond  will yield a nice tree and a carload of memories for your family. Some farms allow you to choose your own tree that they will cut. Some farms even offer tree with root balls so you can plant them in your yard after the holidays.

Though it take at least seven years for a tree to grow from a pinecone to a six foot height popular for  ready for harvest, Christmas tree farms cultivate holiday trees expressly for decorative use.  This noble destiny does not spare many trees from deer, storms, drought, and bad weather, but the survivors grace homes throughout Louisville.  Trees that are damaged are often used for wreathes and greenery.

The Kentucky climate is conductive to many species of Christmas trees. Area farms might specialize in several varieties, so it is a good idea to plan ahead a for a trip to one that offers what you want. Popular varieties include:

Norway Spruce: This dark green tree has a dark green crown with a triangular shape, needles ½ – 1 inch long, drooping branchlets. It has poor needle retention unless you water the tree frequently.

Douglas Fir: drooping branchlets. This tree as has a dark green crown with a triangular shape and  branches that are spreading to drooping with sharply pointed pointed bud.

Eastern White Pine:  Popular also for furniture, the needles of an Eastern while pine are bluish-green to silver green in color and are regularly arranged in bundles of five. Needles are 2 1/2-=5 inches long and offer good retention. The tree has little aroma and is good for people who have allergies.

Scots Pine: Grown mostly for Christmas trees, the Scots pine is known for its dark green foliage but the color can range from bright green to bluish. Its stiff branches are appropriate for decorating with both light and heavy ornaments. It has excellent needle retention characteristics and holds up well throughout harvest, shipping and display.

Blue Spruce: With its narrow, pyramidal shape and cone-shaped crown, the blue spruce has needles) are 1-1 1/2 inches long on lower branches shorter on upper branches.  True to their name, they are generally dull bluish-gray to silvery blue with a very sharp point on the ends of the branches.

Here are a few nearby locations for trees, but make sure to call first to make sure they are sold out.

Jefferson County:

• Wethington Nursery –offer living rooted trees in White Pine, Norway Spruce and Douglas Fir varieties.
• Tower View Farm & Nursery – offer Kentucky grown tree, plus basket, Amish furniture and crafts, and gourmet coffee.

Oldham County:

• Alpine Ridge Christmas Tree Farm – U-Choose and Cut your own: Scotch Pine, White Pine, Douglas Fir and Blue Spruce
• Pine Ridge Farm – Scotch and white pines and hot chocolate too!
• Sleepy Hollow Tree Farm – Douglas Fir, Eastern White Pine, Norway Spruce, Scotch Pine

Bullitt County:

• Werkmeister’s U Cut – Douglas Fir, Scotch Pine, White Pine, White Spruce

Having a Kentucky –grown tree in your home can add be fun to acquire and to the beauty of your holiday festivities as well.  Enjoy and happy holidays.

Mollie Younger of Younger Group Real Estate can help you buy or sell your Louisville home. We know Louisville.

Last weekend, you may have enjoyed Light Up Louisville in downtown Louisville. This weekend, on Saturday, December 3^rd, it is time to capture the same magic in The Highlands.  Bardstown Road Aglow will take place between 5-10 pm, with the tree lighting to take place after Santa arrives in stretch limo for the lighting ceremony that starts at 5:45 pm. The beautiful tree, this year a 30 foot Norway spruce tree, will be set up in Wendy’s parking lot.

This event sets in motion several other things in Louisville.  The event marks the last day of the Four Roses’ second annual Holiday Bourbon Battle.  Restaurants and bars along Bardstown Road and Baxter Avenue have been serving original holiday inspired drinks since November 19, in hope that guests will vote for their favorite.  At Bardstown Road Aglow, you can stop in one of the participating establishment, enjoy your, you can drink, and then text your vote to “22333,” email the name of the restaurant/bar to bourbonbattle@gmail.com, or visiting Facebook.com/FourRosesBourbon and clicking “Like” on the picture of their favorite Bourbon Battle cocktail. The winner, to be announced during the week of December 5, will receive $500 an engraved Four Roses decanter and a plaque for his/her restaurant.

If you are a beer lover, you may enjoy tasting some of the 150 beers from around the world. With only a $5 admission fee, you can try several at only $1 for a 2 oz. sample right at the Mid-City Mall. The admission fees for the third Annual Highlands Beer Festival go to local charities so you are helping others as you enjoy yourself.

During the evening, you can enjoy caroling and other musical selections from the Marching Louisville Pipe Band and other area musicians as you stroll around the area to look at the decorations or patronize merchants. Celebrity judges will also be walking around to select the best decorated businesses. Two trolleys will operated from Douglass Loop to Lexington Rd., plus the Aglow Shuttle starting at Winston’s Restaurant at Sullivan University to chauffeur you around the area.

Once Santa arrives, you can have pictures taken to remember the event at Bearno’s Restaurant at 1318 Bardstown Rd. for only $5.  Proceeds benefit  Gilda’ s club of Louisville.

The Bardstown Road Aglow celebration dates back to 1985, when merchants welcomed shoppers with candles in their windows. The tradition stuck, so every year the Bardstown Road  Aglow festivities have helped residents and visitors enjoy the holiday season. Come on down!  Happy holidays.

Mollie Younger of Younger Group Real Estate can help you buy or sell your Louisville home. We know Louisville.

Well, it’s Thanksgiving. As you sit down to eat your Thanksgiving meal, grateful for family, friends, food, and a day off, remember to remember the good work of police, fire, and hospital personnel who are on duty today and who will work throughout the weekend to help Louisville pull off many annual events.  Accidents, fires, domestic disturbances, and medical emergencies often increase around holidays, so the day may not a leisurely one for Greater Lousiville public servants. With a full weekend of holiday events set in Louisville, the next few days will be a challenge, especially for Louisville police, who will participate in holiday events in their own way.

Even before the holiday, many Louisville police spent their Wednesday serving up Thanksgiving dinners to to residents at Flaget Apartments and Lourdes Hall or delivering meals to community residents. This is the 13thyear that the police have paired with volunteers at Greater St. Mark Missionary Baptist Church to pack up and deliver foam boxes of turkey, gravy, green beans, macaroni and cheese, stuffing and corn pudding to those who might be alone today.  The meal, prepared from turkeys and the trimmings donated by Kentucky Harvest and food drives, such as from the second grade class at Sacred Heart Academy. Many officers and their families pitched in to deliver the meals to over 500 people.

As Chief Robert White says “This is community policing at the next level. Volunteering is one of the most important things we can do as citizens, and to see police officers do it warms my heart.”  This outreach effort by police also help the community see the police in a non-adversarial way.

During the rest of the weekend, police are on hand to make sure that holiday festivities go off without a problem and maintain order among the crowds that gather.  On Friday, after citizens have enjoyed hours of Black Friday shopping, Light Up Louisville Christmas festivities start at 3 pm, with a 5K run/walk and musical entertainment at Jefferson Square Park, Sixth and Jefferson streets. At 6 pm the Winter Wonderland Holiday Parade begins, followed by the arrival of Santa Claus on Mr. C’s Floating Chair at about 8:30 p.m. He will present Mayor Greg Fischer with his “magic plug” that will switch on thousands of lights in the park and on nearby buildings.

These events usually bring over 75,000 people to downtown Louisville to watch or participate in the events and enjoy the shopping and food vendors. Compared to events such as Thunder over Louisville that draws hundreds of thousand of visitors, this may be light crowd, but the holidays always bring  increased possibilities for accidents and shoplifting incidents. With mild weather expected this year, more people may add to the crowds on hand.

Thanks again to our wonderful olice an other publid servants on hand to keep us safe and well.  Thanks to my wonderful clients, past and present.  I appreciate you all.  Have a wonderful Thanksgiving.

Mollie Younger of Younger Group Real Estate can help you buy or sell your Louisville home.  We know Louisville.

When your Louisville home is on the market and the holidays are approaching, you want to enjoy the last holiday you spend in your current home, but also do not want to sabotage your sale. As we head into the holiday season, you need a strategy to carry you through.

Keep house on the market. Common wisdom says that more real estate sells between April and September than throughout the rest of the year.  The statistics bear that out, but the reality is that people buy and sell homes all year long.  If you are tempted to take your house off the market for a month or two, DON’T.  Those who search around the holidays in the rest of the winter are motivated.  In a cosmopolitan city like Louisville, not all potential buyers observe the traditional Christian and Jewish holidays in December.  Even though you might have to make some modifications in your approach to the holidays, keep the house on the market.

Decorating. Christmas and Hanukah decorations can add special seasonal flair to your home – so long as you don’t overdo it.  If you like to fill every space with decorations, try to restrain yourself and go with some wreathes, some garland, and a few decorations in addition to your tree.  Too many decorations can be distracting.  Minimize the frolicking elves, dancing Santas, singing snowmen, and cute-but-distracting displays.

If you are planning to get your outside lights up after Thanksgiving, this is not the year to make your house compete with the Griswold’s in National Lampoon’s Christmas Vacation. However, many communities have holiday events that draw traffic to the area.  If your home has good curb appeal and some tasteful exterior lighting, you can capitalize on the extra traffic in the neighborhood.

Keep it clutter-free. In a season where you are shopping, wrapping, baking, gift making, and entertaining, keeping the house ready for showings is particularly challenging.  Your Realtor® can set up showings by appointment only, but you don’t want to turn away a potential buyer because you are busy preparing for the holidays.  If your kitchen is in disarray because you were baking cookies or wrapping gifts, clean up immediately afterward.

Once your kids open their gifts, make sure to clear away the discarded wrapping and packaging.  Though this part might be challenging when they are playing with all their new toys, try to confine the play to a set area that you can easily straighten up if you get the call that potential buyers want to see the house.  If your kids are old enough that they respond to discussion, enlist their support in the clean up efforts.  After all, once you sell your house, they can look forward to new rooms and now adventures in your new house.

Once you have made the commitment to sell, good advance planning will help keep you on track with the rest.  Selling your home can be one more thing you are thankful for, the best holiday gift of all, and a memorable way to ring in the new year. Now is the best time to plan your sales strategy for the holidays.

For help in planning your holiday sales strategy and selling your home, Mollie Younger of Younger Group Real Estate can get you going!  We know Louisville.

PS -Did you receive our latest Younger Group newsletter?  Don’t miss some investing information of Dare to Care, the Louisville Food Bank.

Halloween, long a holiday for kids to dress up and “beg” for candy, is also popular among adults, who  enjoy visits to haunted houses and corn mazes too scary for children, as well as adult-themed parties at homes and local bars. In Louisville, there is plenty of age-appropriate Halloween fun for everyone. Who doesn’t enjoy dressing up to corner the market on sweets and fun?

October 31, which falls on a Monday, is the official day for trick or treating in Louisville, but if you are want your kids to enjoy the day in more protective environment, there are plenty of exciting events for the family.  If you feel your child will have bad dreams from viewing a haunted house, there are plenty of options for the younger set.

World’s Largest Halloween Party at the Louisville Zoo has been happening for the past two weekends, and will wrap up this weekend from 5 until 8:30 p.m. on October 27-30 with rides and other events for the younger set.  Adventures such The Not-So-Haunted Carousel, the 4-D ride with Yogi Bear , the Sky Trail High Adventure, The Headless Horseman of Sleepy Hollow Tour will please kids under 11 who can also trick or treat.

University of Louisville Gheens Science Hall and Rauch Planetarium Fright Light Halloween Party is hosting children’s activities, treats and laser light show on October 28, while several area churches are offering special Trunk or Treat events for kid this weekend too.

Making holiday crafts is a great way to spend the holiday. All ages and skill levels can spend 1 ½ hours at the Kentucky Museum of Art and Craft Halloween Drop-in Workshop on October 29 to make a seasonal craft.  Yoe can then head over to the Bardstown Bound Boofest 2011 for an afternoon of trick or treating.

As kids get older, they may be ready for the attractions that are a bit scarier.  The Beechmont Community Center Haunted Halls invites those over 9, but the Baxter Avenue Morgue isn’t recommended for kids under 12.

If you want to go to an attraction that has a variety of things to do with different levels of scariness, you might want to spend a day at Montgomery Farms over in Underwood, IN.  The place offers a barn and corn maze, cob cannons and slingshots, petting zoo and goat climb, build your own scarecrow, pumpkin decorating area, make your own caramel apples, barn shop, cow trains, harvest hut and private bonfires p;si haunted hayride from dusk to midnight.

For a complete list of Halloween activities in the area, see the Courier Journal List of 2011 Halloween Events.

Scared about buying a house?  Call me, Mollie Younger. My team and I atYounger Group Real Estate can list your home and show you affordable homes in this great city in Butchertown, St. Matthews, The Highlands, and other great Louisville neighborhoods. We know Louisville.